Your Funding Outcome Is Decided Without Your
The people deciding whether to approve funding may never meet the sponsor. Materials need to equip the internal credit discussion with clear answers on execution risk, sensitive assumptions and downside exposure.
Capital Is Available — But Only for Developments That Control Time, Not Just Cost. Time has become a financing variable
Capital remains available for well-prepared UK and European development projects, but underwriting behaviour has changed. Lenders and investors are increasingly focused on time risk — planning delays, construction programmes, and exit timing — and how these factors affect leverage, debt coverage, and equity returns across the capital stack.
What Tighter Credit Terms Are Really Telling You
Tighter covenants, reserves and repayment terms reveal where a lender lacks confidence in the plan. Understanding the assumptions behind those terms gives sponsors a clearer basis for improving the funding conversation.